2015 will be a year of choppy sailing in our stock market. Will the Economy be the same with many unanswered questions it is a wait and see event. World Economies are fragile. Do We see inflation? hyper inflation? Should We hold more cash and Precious metals in our portfolio?

Yes!

Be conservative and be safe. I believe We will see a lot of uncertainty in our Markets. I believe We should maintain a minimum of 25% cash in our portfolios. Add a little hedge and pick up some precious metals a s a store of value. I believe We will see a depreciation in our dollar and uncertainty abroad. Hold tight and stay tuned.......